Take out the bicycle insurance

  • Insured for 3 years at new-for-old value
  • Also attractive for second-hand bikes
  • 20% discount on theft coverage when using GPS protection (for e-bikes up to €4,500)

Bicycle insurance

Insure your bicycle

Are you looking for reliable and affordable bicycle insurance for your city bike, mountain bike or racing bike? With Aon bicycle insurance you are always well insured, whether it concerns your old, new or second-hand bicycle.

Do you have an electric bicycle and do you want to insure it? Then choose the electric bicycle insurance from Aon. This is the only e-bike insurance that covers damage to the battery due to falls or impact. Do you want to insure your high speed e-bike? Check out our speed pedelec insurance.

Member of a partner program?
Check your benefits

Bicycle insurance cover

Theft

With this cover, you are fully insured against theft of your bike. If your bicycle is stolen in the first three years after purchase or if you suffer damage due to attempted theft, we will reimburse the purchase value. An excess of 5% of the insured amount applies to theft of the bicycle. In case of theft of parts, an excess of € 50 applies.

Damage

Is your bicycle damaged in the first five years by a fall or collision? Then we compensate the damage. If your bike is total loss in the first five years due to vandalism or a collision, we compensate the new-for-old value (including battery and accessories). With an e-bike, damage to the battery due to falling or bumping is also insured. With this coverage, an excess of € 25 applies.

Additional cover for your bicycle

Roadside assistance

What if something goes wrong while out cycling? Our bicycle insurance with breakdown assistance cover will help get you back on the road as soon as possible. If we can’t do that there and then, we will get you back home and your bicycle to the repair shop. You will also get assistance with travel from your home address.

Recovery assistance

Have you suffered damage to your bike as a result of a traffic accident? And is the fault (partly) with the counterparty? Then we will recover this damage from the other party for you.

Accident insurance

We hope it never happens to you. But suppose you become fully or partially disabled or even die as a result of an accident with the bicycle, then you or your relatives will receive a compensation.

Which bicycle lock do you need for this bicycle insurance?

Make sure you use a good quality lock to secure your bike properly. An ART-approved lock is a condition for bicycle insurance with theft cover. These locks provide good protection against theft.

Below are a few tips regarding extra security for your bicycle.

  • Use at least two different locks
  • Secure at least one of these locks to a fixed object
  • Secure the locks as high as possible
  • Wrap chain locks around the bicycle as tightly as possible
  • Make your bicycle unattractive to thieves, for example by pulling a plastic bag over the saddle
  • Park your bicycle somewhere people are waiting, such as a bus stop
  • Your bike is most likely to still be there if parked in a monitored bicycle rack


But you must realise that no bicycle is 100% theft-proof, no matter how good your preventive measures are. If your bicycle does get stolen, it would be helpful if it were insured properly. With us, you can calculate online what insurance for your bicycle will cost.

Important documents for your bicycle

Frequently asked questions about your bicycle insurance